How Do I Obtain Insurance for Off Campus
Events?
LCSC's Administrative Services department
requests a Certificate of Liability from the State of Idaho's Department of
Administration's Office of Insurance Management (OIM). To request a
certificate, we need the following information (e-mailed)
or delivered to ADM 106):
- Who: Who is actually putting the event on?
Is this a LCSC sponsored event?
- What: Identification as to what the event
or activity is about – Its name?
- When: What dates will the event or
activity take place?
- Where: Where will the event be held?
- Why: Why is a certificate of insurance
required and in what amount? Is it required? By contract or agreement?
- When needed and whom to contact.
Please complete the
certificate request form and e-mail
to tjchrisman@lcsc.edu Normal turnaround time for Certificates is 2
or 3 days, sometimes longer depending on the workload for the State
Insurance Administrator's office. Please allow at least one to two weeks
lead time, whenever possible to to process certificate requests.
Certificates of Insurance are usually
requested when a third party entity requires verification of insurance from
LCSC. The certificate is normally required to comply with the insurance
clause terms for the event or activity agreement or contract. A copy of the
agreement or contract should always be sent to the Administrative Services
office in ADM 106.
What amounts of liability insurance limits
are used?
The State of Idaho's Tort Claims limit is
$500,000.00 per occurrence. The State of Idaho has a Retained Risk Fund
(like self-insurance) which protects state entities (including LCSC) under
the Idaho Tort Claims Act.
Occasionally, a third party entity (who is
leasing, renting or allowing LCSC to use their facilities or products) will
require by contract a verification of liability insurance of more than
$500,000.00 per occurrence.
Firms requesting more than the normal State
liability limits of $500,000.00 per occurrence should be reminded by the
applicable LCSC department of the State's (LCSC is a State entity) liability
limits.
If they still request higher liability
limits, contact Administrative Services and we can contact the firm to
negotiate lower limits, wherever possible.
Any questions about certificates of insurance should be directed to
Theresa Chrisman,
Administrative Services, at (208) 792-2240 or via
email
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