Financial Aid

What is the Cost of Attendance vs. Direct Costs?

What is Cost of Attendance (that big, scary number at the top of my Award Letter)?

The Cost of Attendance is an ESTIMATE of your educational expenses for a given period of enrollment. Your period of enrollment is the terms listed on your Award Letter. Your Cost of Attendance should not be confused with your Student Account Statement (bill).

The Cost of Attendance is the cornerstone of establishing your financial need, and it sets a limit on the total aid that you may receive. It consists of both Direct Costs, those paid directly to LCSC, and Indirect Costs, those which are incidental to your attendance at LCSC. See What are the Direct Costs included in my Cost of Attendance? and What are the Indirect Costs included in my Cost of Attendance? for more information.

LCSC uses average expenses, rather than actual expenses, to determine approximately what it will cost you to attend school and live for a given enrollment period.

What is my Expected Family Contribution (EFC)?

Your Expected Family Contribution (EFC) is the end result of the information you submitted on your FAFSA. All the data you enter into the FAFSA is put through a complex formula (called Federal Methodology) to determine your EFC. The EFC is a measure of how much you and your family can be expected to contribute to your Cost of Attendance for the year. The EFC calculation formula is specified in the law authorizing federal financial aid. Pell grants are directly tied to EFC.

What is Remaining Need?

Remaining Need, also called Financial Need or just simply Need, is defined in the federal aid regulations as Cost of Attendance minus Expected Family Contribution. Pell Grants, Work-study, Federal Direct Subsidized Loans, Nursing and Perkins Loans, Supplemental Education Opportunity Grant (SEOG) and some scholarships require you to demonstrate financial need.

What are the Direct Costs included in my Cost of Attendance?

Direct costs may include tuition and fees,  and on-campus room and board. These are all items you pay directly to LCSC. The table below contains average expenses; refer to your Student Account Statement for actual costs.

If you are a full-time student attending during the 2019-2020 school year direct costs break down like so:

  Fall Spring
Tuition and Fees* 3491 3491
On-campus room and board (average)*** 3840 3840

*The Tuition and Fees component of your Cost of Attendance does not include course, lab, extended programs or overload fees.

**For students adding spouse or dependent coverage, this total increases.

***Your Student Account Statement will reflect actual charges.

If you are an Out-of-State or Asotin County, Washington resident, you pay tuition costs in addition to in-state tuition. These are included in Direct Costs and are shown below:

  Fall Spring
Asotin County 1995 1995
Out-of-State Fees 6498 6498

The LCSC Financial Aid Office uses average costs, instead of actual costs, for students in similar situations. Your actual Direct Costs will be viewable on your Student Account Statement starting in July (for Fall semester) or December (for Spring semester).

What are the Indirect Costs included in my Cost of Attendance?

These are costs incurred by you while you attend LCSC, but not paid to LCSC. Indirect costs include books and supplies, transportation, personal expenses and off-campus room and board. The table below contains average and estimated costs; your personal indirect costs may vary.

If you are a full-time student attending during the 2019-2020 school year indirect costs break down like so:

  Fall Spring
Books and Supplies 825 825
Personal Expenses 500 500
Off-campus room and board (average) 3840 3840
Transportation 900 900

What if I'm not attending full-time, does my Cost of Attendance change?

Yes. Your Cost of Attendance is driven by your enrollment status with LCSC. Students attending at different enrollment levels will incur different costs and your Cost of Attendance will change accordingly.

For example, we assume that a student attending half-time is not coming to campus every day. Therefore the Transportation component of the Cost of Attendance is a reduced amount for half-time students.

Because your Cost of Attendance changes with your enrollment level, your financial aid package may also change.

What can I do if my Cost of Attendance doesn't accurately reflect my actual costs?

Sometimes you incur costs beyond what we’ve budgeted for in the Cost of Attendance. For example, if you are commuting every day from out of town you could conceivably exceed the Transportation component of the Cost of Attendance. In these cases you may request a Cost of Attendance adjustment by submitting a letter and appropriate documentation to the Financial Aid Office. In some cases the increase may allow for additional borrowing capacity. For more information on this process you should contact us at 208-792-2224.

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