North Central Idaho Small Business Development Center

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Temporary Disaster May 2020 COVID-19, Disaster Guidance, Resource Assistance

America's SBDC Disaster Help

For Updated Information From LCSC Regarding the Coronavirus 

For Updated Information From Idaho SBDC Regarding Disaster Resources

We are conducting consulting by phone, Zoom Meetings, and email.

If you are an existing SBDC consulting client, please email your consultant with questions or to set up an appointment. Find their contact information on Our Consultant's page.

If you are new to the SBDC and would like to talk to a consultant, please complete the Request An Appointment Form.

Talking with anyone on our team is free of charge. We serve businesses with less than 500 employees, the self-employed, and those interested in starting a business or an entrepreneurial endeavor. Please understand there are limits on what any of us are able to do at this difficult time. We have listed some of the topics we work on with clients here. If we don’t have the necessary expertise, we might be able to find someone (B2B referral page) who does. 

We are not lenders.

Please be cautious as many scams abound. Double check for the .gov website

The government has begun new programs to help small businesses survive this disaster. These programs include loans, deferred government loan payments, potentially forgivable loans, etc. Call us or send an email if you would like some guidance on where to start.

If you have been in business since January of this year, have lost business or had increased expenses due to the virus, and would like to apply for an SBA Economic Injury Disaster Loan (EIDL) find more information here:

As of 5/11/20 only agricultural businesses could apply. Logging and forest activities might be considered agricultural.

If you are interested in either the Payroll Protection Plan loan or the SBA Bridge Loan, please contact your existing commercial lender who does SBA loans. The SBA, in consultation with the Department of the Treasury, has released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application. 

More Disaster Guidance & Resource Assistance:

IRS tax payment and filing deadline is extended to July 15, 2020

Sick and Child Care Leave and Payroll Taxes

DOL Outlines New Paid Leave Law for Businesses who Employ Less than 50

What Next - How to Prepare for Recovery after COVID-19

Economic Injury Disaster Loan Assistance

Small Business Guide & Loan Resources

Unemployment Assistance for Idaho Self Employed

Pandemic Unemployment Assistance

COVID-19, coronavirus, CDC

Information for Alternative Sources of Funding to the Economic Injury Disaster Loan (“EIDL”) and the Paycheck Protection Program (“PPP”)

The Economic Injury Disaster Loan and the Paycheck Protection Program have stopped accepting applications.  However, we strongly encourage you to check the SBA website and the Idaho SBDC website daily for updated disaster loan information.  The government might appropriate more funding for EIDL and/or PPP at any time. 

While you await to apply for EIDL and/or PPP, it might be prudent to collect and organize paperwork required for the loan(s), to take any action that might put your business in a better position to qualify for such a loan, to research local banks (i.e., for PPP), and to prepare for a discussion with a loan officer (you should be prepared to bolster your request for funds with facts, figures, and business records). 

We also suggest you attend a webinar(s) (listed below) to help you and your business endure and improve during this challenging time. 

In regards to the resources listed on this webpage, we recommend you perform your own due diligence and talk to a lawyer, accountant, and/or Idaho SBDC Business Consultant before you apply for any loans, grants, or any other financial product.  The Idaho SBDC cannot provide any legal or tax advice, and nothing on this webpage, or any associated webpage, should be construed as such.  Further, the information and links listed herein are for informational purposes only.

The SBA Economic Injury Disaster Loan program has added an advance of $1,000 for each employee up to a maximum of $10,000. The advance is expected to be forgiven.

The loan limit is $2 Million, the interest rate is 3.75%, and the terms are up to 30 years.

If you have submitted the application, one of your next steps might be to calculate how much you are going to need to borrow based on how your business has been hurt by the disaster and how much you may need to make it through until the disaster has passed.

More information is available here:

Loan Products

SBA Loan Products

The Small Business Administration offers many loan products to assist small businesses.  We encourage you to review their website to find additional information.


Federal Reserve's Main Street Lending Program

A program offering loans between 2.5% to 4% over four years.  The minimum loan amount is $1,000,000.  For more information, please visit the following link:


Idaho Specific Funds and Grants

Idaho will give out $300M in 10K grants to small businesses. See more details here:  


The COVID-19 Fund for Idaho was established to provide grants to organizations assisting low-income families.


The state offers grants for a few limited aspects of your business. As described on the website (below), it includes but is not limited to expanding your customers, access to infrastructure, and more. 


Other Resources

The Rise Up Online Summit

A gathering of over 50+ successful Entrepreneurs, CEOs, Business Leaders, Financial Experts, Professional Coaches, and Mindset Masters who have been through moments like this in their business journey and are here to help other entrepreneurs succeed right now! Advance Your Reach is giving FREE access to this incredible online summit that over 60,000 other business owners are leveraging to rise up and conquer this challenging time we are all facing.


The NEA, National Endowment for the Arts, is offering grants to nonprofit arts organizations to help regarding fiscal issues due to COVID-19. 

Please see the website below for additional information.


The Red Backpack Fund

 A fund offering a total of 1000 grants of $5,000 for female entrepreneurs impacted by COVID-19.  Applications will be staggered and accepted on several dates: May 4, June 1, July 6, and August 3.


Grants of $10,000 for small businesses impacted by COVID-19.


Southern Smoke

The Southern Smoke charitable foundation is providing emergency funding for those in the restaurant and restaurant supplier industry who are not covered by insurance.


Verizon Small Business Recovery Fund

Grants of up to $10,000 for small businesses impacted by COVID-19.



To assist qualified organizations within the state of Idaho in acquiring non-medical/emergency MGS, the Idaho Department of Administration is consolidating demand and purchasing large quantities of MGS to distribute throughout the state.



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